What is the primary function of the Securities and Exchange Board of India (SEBI)?
- Providing loans to small-scale industries
- Regulating and supervising the securities market
- Managing foreign exchange reserves
What type of reforms are made by the government in the banking sector:-
- Reduction in mandatory reserves
- Operational flexibility
- Improvement in competition
- None of all
Demand deposits include :
- Cheque able deposits
- Deposits which can be withdrawn on demand
- Fixed deposits for a period
- Both (a) and (b)
Credit creation in commercial banks is determined by
- Cash Reserve ratio
- Statutory liquidity Ratio
- Initial Deposits
- All the above
Many products from small-scale industries were ________ after the industrial sector was deregulated in 1991.
- De-reserved
- Reserved
- Both a and b are correct
- Both a and b are incorrect
Arrange the following steps involved in the process of credit appraisal in banks in the correct sequence: 1. Saction of loan 2. Due diligence and credit analysis 3. Loan Documentation 4. Credit appraisal report
In India, Money supply (M1) is equal to:
- Currency with people
- Currency with people +Demand Deposits
- Currency with people+ Net Demand deposits held by the commercial banks
- None of these
Central bank of a country does not deal with--------------------
- General public
- Commercial banks
- Central government
- State government
On which type of borrowing RePO rate is charged by RBI
- On short term borrowings
- No long term borrowings
- Borrowings to maintain reserves
- Borrowings to purchase assets
What kind of tool RePO rate is:-
- Qualitative tool
- Quantitative tool
- Fiscal tool
- None of these
Why RePO rate is called Repurchasing rate:-
- Commercial bank has to mortgage its securities with RBI
- Commercial bank has to make an agreement to repurchase the securities mortgage with RBI
- Commercial banks have to pay interest on borrowings
- All of thes
If inflationary conditions persist in economy then what should be done with RePo rate
- RePo rate should be increased
- RePo rate should be reduced
- Does not change RePO rate
- None of above
Which of the following is not a quantitative Method of credit control?
- Open Market Operation
- Margin Requirements
- Variable reserve Ratio
- Bank Rate Ratio
Which of the following is not the function of Central bank?
- Bank facilities to Public
- Bank facilities to government
- Lending to commercial bank
- Lending to Public
Narasimham Committee was appointed for…………
- Agricultural reforms
- Industry reforms
- Insurance reforms
- Banking reforms
What was the maximum limit of Statutory Liquidity Ratio had Narasimham Committee recommended?
In India, forex rates are determined by:
- Importers
- Exporters
- RBI
- Demand and supply forces
Which is not a function of RBI?
- Assuming the responsibility of the statistical analysis of data related to macro economy of India
- Assuming responsibility of all banking operations of the government
- Holding cash reserves of all commercial banks and make available financial accommodation to them
- Assuming the responsibility to meet directly or indirectly all reasonable demands for the accommodation